XRP has re-entered the headlines as institutions explore exchange-traded funds tied to the asset. Several ETF applications are currently under review in the United States, and the conversation has sparked renewed optimism among retail and institutional investors alike. For many, the approval of an XRP ETF would mark a turning point, legitimizing the asset for mainstream portfolios in the same way Bitcoin and Ethereum ETFs did earlier this year.

At the same time, XRP Tundra has launched a presale that gives XRP holders an immediate way to put their assets to work. At a fixed price of $0.30, each presale purchase delivers two tokens for one entry: $TUNDRA-S on Solana and $TUNDRA-X on XRPL. With staking yields projected at 30% APY through Cryo Vaults, the project is capturing attention from investors already energized by the ETF momentum. Some have gone as far as to describe it as a vehicle for “overnight wealth creation.”

ETF Momentum Meets DeFi Yield

The push for an XRP ETF has been gaining ground since early summer, with multiple issuers positioning filings before the SEC. Analysts suggest that approval could trigger significant inflows, given XRP’s established role in payments and its large existing holder base. The interest reflects a growing consensus that XRP is maturing into an asset class suitable for traditional investment products.

For retail investors, the ETF narrative has been complemented by XRP Tundra’s DeFi design. While an ETF would provide exposure through traditional markets, Tundra offers a direct way to earn income from idle XRP. This combination — mainstream acceptance on one hand and high-yield staking on the other — illustrates how XRP’s ecosystem is expanding in parallel.

Cryo Vaults and 30% APY Potential

XRP Tundra’s yield model is centered on Cryo Vaults, where holders will be able to lock their XRP for periods ranging from a week to three months. Rewards are distributed from a fixed pool of TUNDRA tokens, avoiding uncontrolled inflation. Multipliers increase with longer commitments, with the top tier reaching 30% APY.

Further customization comes through Frost Keys, NFT-style instruments that can boost returns or reduce lock times. Staking has not yet gone live, but presale participants secure early access, ensuring they are positioned for payouts when the vaults activate. 

This forward-looking design has been one of the main reasons why XRP Tundra is n

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Author: Karim Daniels