A majority of financial institutions and corporations not currently using stablecoins plan to deploy them within the next six to twelve months, according to an EY-Parthenon survey published Sept. 15.

The survey of 350 decision-makers revealed that 54% of non-stablecoin users expect to begin implementation by 2026. This represents a potential surge in adoption from the current 13% utilization rate across financial institutions and corporates globally.

Organizations cited reduced transaction costs and faster cross-border payments as primary motivators for stablecoin adoption.

Among current users, 41% reported cost savings exceeding 10% compared to traditional payment methods. Cross-border supplier payments are the most common use case, accounting for 62% of implementations.

The survey data showed a clear preference for established stablecoins, with USDC commanding 77% usage among current adopters, followed by USDT at 59%. Euro-denominated EURC has gained traction globally, and it is used by 45% of surveyed organizations.

Regulatory clarity accelerates plans

The passage of the GENIUS Act on July 18 appears to have accelerated institutional interest in the stablecoin sector.

Before the legislation, 73% of organizations identified regulatory uncertainty as the top barrier to adoption. The survey was conducted in June 2025, shortly after Senate approval but before final passage.

Financial institutions anticipated that stablecoins would account for 5% to 10% of global payment value by 2030, representing $2.1 trillion to $4.2 trillion according to EY-Parthenon estimates.

Corporations demonstrated a strong preference for traditional banking partnerships, with 63% looking to existing financial providers for stablecoin capabilities.

Financial institutions responded by planni

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Author: Gino Matos