Heresy Financial
If You Make Less than $140k, You’re Below the Poverty Line
Get my free newsletter Letters From a Heretic: https://go.heresy.financial/letters-from-a-heretic
TIMECODES
00:00 The New Poverty Line
00:37 Breaking Down the Viral 140k Claim
01:30 What Families Actually Spend Today
03:00 Child ...Care Costs
04:15 Housing Reality Check
05:15 The Real Cost of Groceries
06:40 Transportation Expenses
08:20 Health Insurance Shock
09:45 True After Tax Income
11:05 Why the System Feels Rigged
12:15 What You Can Control
13:10 Acting Poor to Escape Poverty
14:15 Eliminating Child Care Costs
15:00 Reducing Car and Insurance Expenses
16:20 Cutting Health Insurance Smartly
17:30 New Budget Targets
18:30 Why One Income Can Work Better
19:50 Sacrifices That Actually Matter
21:10 Getting Out of Debt Faster
22:20 Habits That Build Wealth
23:35 Why Saving Alone Won’t Work
24:40 Income Is the Real Solution
25:40 Skills That Increase Earnings
26:40 Your Next Five Years
My Important Links:
Get my FREE newsletter Letters From a Heretic: https://go.heresy.financial/letters-from-a-heretic
Get my Hedged Hyper Growth Portfolio Blueprint for its lowest price ever: https://go.heresy.financial/hypergrowth
Affiliate Partners:
Monetary Metals (earn yield on gold) https://monetary-metals.com/heresy-financial/
Miles Franklin (buy gold, best price) https://milesfranklin.com/heresy-financial/
Swan Bitcoin (stack bitcoin) http://bit.ly/swnhrsy
M1 Finance (invest in stocks) https://m1.finance/MNoCZwlvGStC
Socials @HeresyFinancial
Twitter: https://www.twitter.com/heresyfinancial
Insta: https://www.instagram.com/heresyfinancial
TikTok: https://www.tiktok.com/@heresyfinancial
Reddit: https://www.reddit.com/user/heresyfinancial/
Rumble: https://rumble.com/c/HeresyFinancial
My name is Joe Brown, and I'm a former stock broker who spent years advising the top 1% on how to manage their wealth. After making enough money to leave the corporate world behind, I turned my attention to teaching regular people financial strategies that exist outside the mainstream - things you'll never hear from your traditional fiancial advisor.
I am not a CPA, attorney, or licensed financial advisor and the information in these videos shall not be construed as tax, legal, or financial advice from a qualified perspective. Linked items may create a financial benefit for Heresy Financial.[+] Show More
TIMECODES
00:00 The New Poverty Line
00:37 Breaking Down the Viral 140k Claim
01:30 What Families Actually Spend Today
03:00 Child ...Care Costs
04:15 Housing Reality Check
05:15 The Real Cost of Groceries
06:40 Transportation Expenses
08:20 Health Insurance Shock
09:45 True After Tax Income
11:05 Why the System Feels Rigged
12:15 What You Can Control
13:10 Acting Poor to Escape Poverty
14:15 Eliminating Child Care Costs
15:00 Reducing Car and Insurance Expenses
16:20 Cutting Health Insurance Smartly
17:30 New Budget Targets
18:30 Why One Income Can Work Better
19:50 Sacrifices That Actually Matter
21:10 Getting Out of Debt Faster
22:20 Habits That Build Wealth
23:35 Why Saving Alone Won’t Work
24:40 Income Is the Real Solution
25:40 Skills That Increase Earnings
26:40 Your Next Five Years
My Important Links:
Get my FREE newsletter Letters From a Heretic: https://go.heresy.financial/letters-from-a-heretic
Get my Hedged Hyper Growth Portfolio Blueprint for its lowest price ever: https://go.heresy.financial/hypergrowth
Affiliate Partners:
Monetary Metals (earn yield on gold) https://monetary-metals.com/heresy-financial/
Miles Franklin (buy gold, best price) https://milesfranklin.com/heresy-financial/
Swan Bitcoin (stack bitcoin) http://bit.ly/swnhrsy
M1 Finance (invest in stocks) https://m1.finance/MNoCZwlvGStC
Socials @HeresyFinancial
Twitter: https://www.twitter.com/heresyfinancial
Insta: https://www.instagram.com/heresyfinancial
TikTok: https://www.tiktok.com/@heresyfinancial
Reddit: https://www.reddit.com/user/heresyfinancial/
Rumble: https://rumble.com/c/HeresyFinancial
My name is Joe Brown, and I'm a former stock broker who spent years advising the top 1% on how to manage their wealth. After making enough money to leave the corporate world behind, I turned my attention to teaching regular people financial strategies that exist outside the mainstream - things you'll never hear from your traditional fiancial advisor.
I am not a CPA, attorney, or licensed financial advisor and the information in these videos shall not be construed as tax, legal, or financial advice from a qualified perspective. Linked items may create a financial benefit for Heresy Financial.[+] Show More
If You Make Less than $140k, You’re Below the Poverty Line
Market Close Tuesday (Nov 25)
The Fed Just Revealed Their Next Move
The AI Bubble, Mass Unemployment, and Solving Poverty
Markets in Turmoil (Thursday Market Close)
Everything You Think About Interest Rates and Inflation is Wrong
Tuesday Market Close (Nov 18, 2025)
Subprime Auto Loans are Imploding
They are About to Flood the Market with Liquidity
Friday Market Close (Nov 14, 2025)
How 50 Year Mortgages will Change Real Estate
Tuesday Market Close (Nov 11, 2025)
Monday Market Close (Nov 10, 2025)
The Government Shutdown is Crashing the Market
Why Most Retirees Don’t Have to Use their Retirement Savings