London-based crypto-friendly fintech giant Revolut reported record earnings for 2025 as it scales across new markets.

Profit before tax rose 57% year over year to $2.3 billion, while revenue climbed 46% to $6 billion, according to its annual report. The company posted its fifth straight year of net profit, which stood at $1.7 billion for 2025, with margins improving to 38%.

Growth came from a wider mix of services. Card payments, subscriptions, foreign exchange and wealth products each contributed meaningful income. Eleven business lines generated more than $135 million each, the firm said.

Customer activity also surged. Total balances increased 66% to $67.5 billion, while transaction volume reached $1.7 trillion. Revolut added 16 million retail users, bringing its total to 68.3 million. Business accounts rose to 767,000.

Regulatory progress remains central to its strategy. The firm now operates as a licensed bank in more than 30 markets, which earlier this month started including the U.K., and has filed for a U.S. banking license.

Revolut plans to invest $13 billion over five years and aims to reach 100 million customers by 2027, it said. The firm lets users buy and sell crypto through its platform, including through a dedicated exchange called Revolut X.

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Author: Francisco Rodrigues