COCA Announces 10% APY Holiday Boost on Stablecoins

December 2, 2025 — COCA, a leading stablecoin banking app, is introducing a special holiday promotion for its users. From December 5 to December 31, 2025, COCA Card holders can earn a 10% annual percentage yield (APY) on their stablecoin balances, an increase from the usual 6%.

During the promotional period, the 10% APY applies to all stablecoins supported on the COCA Card, including:

USDC
USDT
EURC
EURS

Users may hold a single stablecoin or a combination, and all balances remain fully liquid. There are no lockups, staking requirements, or tier upgrades necessary.

Eligibility Requirements

To qualify for the holiday APY boost, users must meet the following conditions:

Minimum Balance: Maintain a COCA Card balance of $500 or more in stablecoins throughout December.
Transaction Activity: Complete at least five eligible card transactions during the month. Transactions can include online purchases, in-store spending, travel bookings, or subscriptions.

The APY boost is automatically applied once these requirements are met.

Payout and Timing

The holiday APY boost is calculated based on the minimum December card balance.
Payouts will be credited directly to the COCA Card by January 10, 2026.
Users may receive the boost in USDC or EURC, and funds remain fully liquid, available for spending, swapping, withdrawal, or saving immediately.

This promotion underscores COCA’s mission to unlock real-world utility for stablecoins. Beyond the APY boost, COCA users benefit from:

Up to 8% cashback on everyday purchases
50% cashback on Netflix, Spotify, ChatGPT, and Amazon Prime subscriptions
Up to 50% off global hotel bookings
Zero-fee swaps across 15+ blockchains
A globally accepted Visa card used by over 1 million people

The holiday APY boost provides users with an additional opportunity to grow their stablecoins while retaining full control and liquidity.

Campaign Dates

Start: December 5, 2025
End: December 31, 2025

Why Stablecoin Yield Matters

Stablecoins are increasingly integrated into everyday spending. With COCA, users’ funds are not just stored; they can:

Grow with passive income
Power daily purchases
Unlock cashback rewards
Remain fully under user control through MPC self-custody

The December APY boost further enhances the financial utility of stablecoins.

About COCA

COCA is a digital platform designed to provide practical utility for stablecoins. The COCA Card allows users to earn yield, access cashback and discounts, and conduct zero-fee swaps across multiple blockchains. The platform is used by a growing global user base, supporting secure, liquid, and fully controlled digital assets.