Despite big investments and clear demand for yield, most Bitcoin holders have never tried BTCFi because the platforms feel complex and unfamiliar. Without simpler products and better communication, BTCFi could stay a niche space for insiders rather than reach mainstream adoption.
Summary
- Most Bitcoin holders still haven’t touched BTCFi, even though investors are pouring money into the space and there’s clear demand for yield and liquidity.
- The problem is that current platforms are built for crypto insiders, leaving everyday BTC users confused, cautious, or unaware these products even exist.
- Unless BTCFi becomes simpler and better communicated, it risks staying niche instead of reaching the broader Bitcoin audience, GoMining warns.
While venture funding and media hype might suggest that Bitcoin DeFi — or simply known as BTCFi — is on the rise, Bitcoin users tell a different story. A new survey by GoMining shared with crypto.news found that nearly 80% of BTC holders have never used BTCFi, highlighting a gap between the industry’s ambitions and its actual adoption.
Similar to decentralized finance (DeFi) on Ethereum, BTCFi was meant to offer a set of tools and platforms that let people use BTC in financial ways beyond just buying and holding. For example, people could use BTC for lending, getting access to synthetic Bitcoin assets, or bridging them via cross-chain bridges to get access to different networks.
Institutional pouring also seems to be growing. Data from Maestro, an enterprise-grade Bitcoin-focused infrastructure provider, shows that BTCFi venture funding surged to $175 million across 32 rounds in the first half of 2025, with 20 out of 32 deals focused on DeFi, custody, or consumer apps in the BTCFi spa
Go to Source to See Full Article
Author: Denis Omelchenko
